SPDR Bloomberg 1-3 Month T-Bill ETFBIL
State Street (SPDR) · Treasury-bill ETF
What it is
SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) is a US Treasury-bill ETF from State Street (SPDR). ETF benchmark. The other widely held T-bill ETF; slightly higher expense ratio than SGOV. 30-day SEC yield shown.
Who can buy it
Retail-accessible.US retail — any brokerage account. The practical minimum is around $91. This is reachable by ordinary retail investors.
Underlying & redemption
US Treasury bills maturing in 1–3 months.
Intraday on any exchange during market hours; T+1 settlement. No KYC beyond the brokerage.
The retail benchmark
This ETF is one of the retail baselines the tokenized-Treasury products are measured against:
| Product | Yield | AUM | Min | Retail? |
|---|---|---|---|---|
| BILthis | 4.05% | $35.00B | $91 | Retail-accessible |
| SGOVBlackRock (iShares) | 4.15% | $44.00B | $100 | Retail-accessible |
Source: SPDR (State Street) ↗ · as of May 4, 2026 · live.
General information only and not personalized financial or investment advice. Tokenized products carry smart-contract, issuer and liquidity risks that a listed ETF does not. Yields and AUM change constantly — verify with the issuer’s official disclosures before acting.